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High Face Amount Mortality Study—April 2012
and 84 percent by policy count. The 2008 VBT primary tables served as the expected underlying mortality ... amount groups. The A/E ratios used the 2008 VBT primary tables as the expected mortality. The A/E ratios ...- Authors: Allen Klein
- Date: Mar 2013
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Reinsurance News
- Topics: Experience Studies & Data>Mortality
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Unisex And Risk Classification
everybody thought that somebody else was taking care of it and no attention was really being paid. It ... started collecting funds to develop a direct mail campaign so that direct mail would come in to the Senators ...- Authors: Harvey S Galloway, Barbara Lautzenheiser, Kim W Ledbetter, John O Montgomery, William David Smith, Ronald E Timpe
- Date: Oct 1983
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Pricing - Annuities; Experience Studies & Data>Mortality; Life Insurance>Pricing - Life Insurance; Public Policy
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The Strategic Importance of Inter-Company Mortality Studies
factors have also con- tributed. One factor is the care and professional- ism with which actuaries have ... insured mortality and trends than most direct writers. Many direct insurers are in the situation that they ...- Authors: Narayan S Shankar
- Date: Jun 2005
- Competency: External Forces & Industry Knowledge
- Publication Name: Small Talk
- Topics: Experience Studies & Data>Mortality
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Global Mortality Improvement Experience and Projection Techniques
individual representative ages, typically ages 30-95. Care should be taken in applying insured data mortality ... statistic for population and insured data. 5. Primary Data Sources for Mortality Improvement Measurement ...- Authors: Emiliano Valdez, Marianne C Purushotham, Huijing Wu
- Date: Jun 2011
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Topics: Demography>Mortality - Demography; Experience Studies & Data>Mortality
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Changing Patterns in Insured Mortality: Do We Understand Them?
actuarial research, financial actuarial work, direct response life, A&H pricing and product development ... disposable income, environment, public health, direct healthcare expenditures, education, and public ...- Authors: Nicholas M Simonelli, Mary Broesch, Katherine Anderson, Richard G Rogers, Chris Noyes
- Date: May 1999
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Experience Studies & Data>Mortality
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The UP-94 and GAR-94 Tables: Issues in Choosing the Appropriate Table
contracts, even if it is suffering losses. This is in direct contrast to the situation for uninsured plans, ... Overall Adequacy of Funding Is the Primary Concern The primary concern of pension funding is that adequate ...- Authors: Christopher M Bone, Lindsay Malkiewich, Marilyn Miller Oliver, Application Administrator, Henry N Winslow
- Date: Oct 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Experience Studies & Data>Mortality
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Developments in Mortality Experience
made somewhere else, and it won’t be with your direct company but with another company. It does not ... Remember he is 45, but the father did not take care of himself as well as his son does now. So this ...- Authors: Jay Biehl, Allen Klein, Tracy A Choka, Diane Z Hobbs
- Date: Oct 1996
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Experience Studies & Data>Mortality; Life Insurance>Underwriting - Life Insurance
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Human Behavior: An Impediment to Future Mortality Improvement A Focus on Obesity and Related Matters
Insurance experience 131 6.7. Morbidity, health care and total cost 134 6.8. Quality of life 145 7 ... and sometimes conflicting evidence. The primary behavioral factors that have contributed to this ...- Authors: Sam Gutterman
- Date: Jan 2008
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Topics: Experience Studies & Data>Mortality; Health & Disability>Chronic health management - Health & Disability
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The New Medical Impairment Study
3. Insured lives probably receive better medical care. 4. Insurance experience is adversely affected ... years since the 1951 study was published. Thus, direct comparisons with data from that study are limited ...- Authors: Donald C Chambers, Donald L Gauer, G Rodney J Letts, Denis W Loring
- Date: May 1983
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Experience Studies & Data>Mortality
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Mortality of Smokers and Nonsmokers
two variables does not necessarily prove that a direct causal relationship exists between them. This ... been persuaded to smoke ciga- rettes, there is no direct evidence of the effects which cigarette smoking ...- Authors: William J November, E Cuyler Hammond, Robert C Hockett, W Harding Le Riche
- Date: Jan 1964
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Experience Studies & Data>Mortality